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Glossary

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

F

False imprisonment Illegally keeping an individual in a bounded area against their will.

False pretences A crime whereby the offender misrepresents false information as true in order to acquire someone else’s property – for example, by claiming to be selling a valuable piece of art even when they know it is, in reality, only a cheap imitation.

Fiduciary A trusted individual who is obliged to act for another’s benefit – for example, by prudently taking care of their finances.

Fixed and Floating changes Both types of charges give creditors security over a debtor’s assets. Fixed charges limit debtors’ ability to dispose of their assets, while floating charges give them much more freedom.

Forbearance An action whereby one refrains from exercising a legal right.

Foreclosure The legal process in which a lender sells a borrower’s collateral assets in an attempt to recover the balance of a loan for which repayments have ceased.

Forfeiture The loss of a right as a result of failure to meet necessary conditions or obligations.

Fraudulent conveyance Illegally transferring property in order to put it out of a creditor’s rightful reach. Also known as ‘fraudulent transfer’.

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